signature: b5a19762ff6119ae68c8ab93fdffd00509c4ba98e30203aaca8c92390b9d03e7e8d3b09bfe1f4605a55e7f2eabc7a7258ef9f437cca84f02f3a0723a6f09bd00
subwallet_id: 698983191
valid_until: 1723558450
seqno: 20
op: 0
payload:
  - mode: 3
    message:
      sum_type: MessageInternal
      message_internal:
        ihr_disabled: true
        bounce: false
        bounced: false
        src: ""
        dest: 0:7e4631f8e4fe7ff4d50664d39b55172d72e23ef8aea7db3263ba1b37847b9cf6
        value:
          grams: "20000000000"
          other: {}
        ihr_fee: "0"
        fwd_fee: "0"
        created_lt: 0
        created_at: 0
        init: null
        body:
          is_right: false
          value:
            sum_type: TextComment
            op_code: 0
            value:
              text: UserId:370322339;Rate:0.25;Term:10;Insurance:true