signature: 3a57de0fc5741fc25de0da35278e4b5bdfe1b8e91d2575051515df93e51dc8932008d432f9125dfe8900938a7f613d0061dc0c9a00493e91d3acc47727dbce0e
subwallet_id: 698983191
valid_until: 1721801342
seqno: 15
op: 0
payload:
  - mode: 3
    message:
      sum_type: MessageInternal
      message_internal:
        ihr_disabled: true
        bounce: false
        bounced: false
        src: ""
        dest: 0:7e4631f8e4fe7ff4d50664d39b55172d72e23ef8aea7db3263ba1b37847b9cf6
        value:
          grams: "1000000000"
          other: {}
        ihr_fee: "0"
        fwd_fee: "0"
        created_lt: 0
        created_at: 0
        init: null
        body:
          is_right: false
          value:
            sum_type: TextComment
            op_code: 0
            value:
              text: UserId:931977706;Rate:0.23;Term:3;Insurance:true