signature: af5a9d6fd6a683fd8db9ab8bc4e8652f283d92111b4206735f40f9e7c95ab6dcd657e49d334104798987838469d0e9c0cdc8556c966e62ebdfbdd122c7e9ab09
subwallet_id: 698983191
valid_until: 1723215616
seqno: 5
op: 0
payload:
  - mode: 3
    message:
      sum_type: MessageInternal
      message_internal:
        ihr_disabled: true
        bounce: false
        bounced: false
        src: ""
        dest: 0:7e4631f8e4fe7ff4d50664d39b55172d72e23ef8aea7db3263ba1b37847b9cf6
        value:
          grams: "1860000000"
          other: {}
        ihr_fee: "0"
        fwd_fee: "0"
        created_lt: 0
        created_at: 0
        init: null
        body:
          is_right: false
          value:
            sum_type: TextComment
            op_code: 0
            value:
              text: UserId:527089347;Rate:0.25;Term:14;Insurance:true