signature: f7466232d8fc5ca921aa457a6c972a21c22454cc1c88ba896d21fb6e7d07629bb931e6d3ecfbf80a345db308052a8b3cb795bb5b9887be2cc4cc9abc9a038c0c
subwallet_id: 698983191
valid_until: 1722696532
seqno: 4
op: 0
payload:
  - mode: 3
    message:
      sum_type: MessageInternal
      message_internal:
        ihr_disabled: true
        bounce: false
        bounced: false
        src: ""
        dest: 0:7e4631f8e4fe7ff4d50664d39b55172d72e23ef8aea7db3263ba1b37847b9cf6
        value:
          grams: "4800000000"
          other: {}
        ihr_fee: "0"
        fwd_fee: "0"
        created_lt: 0
        created_at: 0
        init: null
        body:
          is_right: false
          value:
            sum_type: TextComment
            op_code: 0
            value:
              text: UserId:121267359;Rate:0.25;Term:7;Insurance:true