signature: 417a003ab7bc1f78f31267de060e706a929bdd75b9988125cb2646276d45b58be957ae2fe78d1465f321cb267ee0c608b004b3d09b1c2508a21a808667807f0c
subwallet_id: 698983191
valid_until: 1721748050
seqno: 4
op: 0
payload:
  - mode: 3
    message:
      sum_type: MessageInternal
      message_internal:
        ihr_disabled: true
        bounce: true
        bounced: false
        src: ""
        dest: 0:7e4631f8e4fe7ff4d50664d39b55172d72e23ef8aea7db3263ba1b37847b9cf6
        value:
          grams: "11650000000"
          other: {}
        ihr_fee: "0"
        fwd_fee: "0"
        created_lt: 0
        created_at: 0
        init: null
        body:
          is_right: false
          value:
            sum_type: TextComment
            op_code: 0
            value:
              text: UserId:262358089;Rate:0.25;Term:3;Insurance:true